:root{--navy:#0F2A3D;--navy2:#173B55;--aqua:#5CC8D7;--teal:#0B6F7E;--ink:#17232D;--muted:#4C5B67;--line:#DCE6EB;--alt:#F1F6F8;--white:#fff;--r:14px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:Archivo,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.6;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal)}a:hover{color:var(--navy)}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2rem,4.6vw,3.1rem);font-weight:900;letter-spacing:-.01em}
h2{font-size:clamp(1.5rem,3vw,2.1rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:99;background:#fff;padding:8px 12px}
section{padding:64px 0}section.tight{padding:36px 0}section.alt{background:var(--alt)}
section.dark{background:var(--navy);color:#DCE8EE}section.dark h2,section.dark h3{color:#fff}section.dark a{color:var(--aqua)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:var(--teal);margin-bottom:.6em}
section.dark .eyebrow,.hero .eyebrow{color:var(--aqua)}
.section-head{max-width:760px;margin-bottom:32px}.section-head p{color:var(--muted)}section.dark .section-head p{color:#C3D4DD}
.mt{margin-top:28px}
/* top + header */
.topbar{background:var(--navy);color:#C9DAE2;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .wrap{display:flex;align-items:center;gap:20px;min-height:74px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;margin-right:auto}
.brand svg{width:46px;height:46px;flex:none}
.brand-name{display:flex;flex-direction:column;line-height:1}
.brand-name b{font-size:1.35rem;font-weight:900;letter-spacing:.08em;color:var(--navy)}
.brand-name small{font-size:.66rem;font-weight:700;letter-spacing:.16em;color:var(--teal);margin-top:4px}
.nav{display:flex;gap:4px;align-items:center}
.nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem;padding:10px 10px;border-radius:8px}
.nav a:hover,.nav a[aria-current=page]{color:var(--teal);background:var(--alt)}
.nav-item{position:relative}.nav-item>a{display:flex;align-items:center;gap:4px}.nav-item svg{width:15px;height:15px}
.dropdown{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 14px 34px rgba(15,42,61,.14);padding:8px;min-width:240px}
.nav-item:hover .dropdown,.nav-item:focus-within .dropdown{display:block}.dropdown a{display:block}
.nav-mobile{display:none}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 22px;border-radius:999px;font-weight:700;text-decoration:none;font-size:1rem;border:2px solid transparent;cursor:pointer;font-family:inherit}
.btn svg{width:19px;height:19px}
.btn-call{background:var(--aqua);color:var(--navy)}.btn-call:hover{background:#7DD6E2;color:var(--navy)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}.btn-outline:hover{background:var(--navy);color:#fff}
.btn-ghost{border-color:rgba(255,255,255,.6);color:#fff}.btn-ghost:hover{background:#fff;color:var(--navy)}
section.dark .btn-outline,.cta .btn-outline{border-color:#fff;color:#fff}section.dark .btn-outline:hover,.cta .btn-outline:hover{background:#fff;color:var(--navy)}
.btn-row{display:flex;gap:12px;flex-wrap:wrap}
/* hero */
.hero{background:var(--navy);color:#D5E3EA;padding:56px 0 64px}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.hero h1{color:#fff}.hero .lede{font-size:1.12rem;color:#CFDEE6;max-width:580px}
.hero-facts{list-style:none;padding:0;margin:26px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:10px 20px;font-weight:600;color:#fff;font-size:.95rem}
.hero-facts li{display:flex;gap:9px;align-items:center}.hero-facts li:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--aqua);flex:none}
.hero-photo{margin:0}.hero-photo img{border-radius:var(--r);box-shadow:0 22px 50px rgba(0,0,0,.35)}
.hero-photo figcaption{font-size:.85rem;color:#A9C0CC;margin-top:10px}
.crumbs{font-size:.85rem;margin-bottom:14px;color:#A9C0CC}.crumbs a{color:var(--aqua)}
/* cards */
.grid{display:grid;gap:22px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;display:flex;flex-direction:column}
.card p{color:var(--muted)}.card h3 a{color:var(--navy);text-decoration:none}.card h3 a:hover{color:var(--teal)}
.card .more{margin-top:auto;font-weight:700}
.card-img{margin:-26px -26px 20px;border-radius:var(--r) var(--r) 0 0;overflow:hidden;aspect-ratio:4/3}.card-img img{width:100%;height:100%;object-fit:cover}
.icon{width:48px;height:48px;border-radius:12px;background:var(--alt);color:var(--teal);display:grid;place-items:center;margin-bottom:14px}.icon svg{width:26px;height:26px}
.checks{list-style:none;padding:0;margin:0 0 1em}.checks li{padding-left:30px;position:relative;margin-bottom:.55em}
.checks li:before{content:"";position:absolute;left:0;top:.35em;width:18px;height:18px;border-radius:50%;background:var(--aqua) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230F2A3D' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12 5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.two-col{display:grid;grid-template-columns:1.4fr 1fr;gap:48px;align-items:start}
.prose{max-width:720px}.prose h2{margin-top:1.4em}.prose h2:first-child,.prose .eyebrow+h2{margin-top:0}.prose ul{padding-left:1.2em}.prose li{margin-bottom:.45em}
.panel{background:var(--alt);border-radius:var(--r);padding:26px;position:sticky;top:96px}
.panel h2{font-size:1.25rem}.side-links{list-style:none;padding:0;margin:0 0 18px}.side-links li{border-bottom:1px solid var(--line)}
.side-links a{display:block;padding:10px 0;text-decoration:none;font-weight:600;color:var(--navy)}.side-links a:hover{color:var(--teal)}
/* photos */
.photo{margin:0;background:#fff;border-radius:var(--r);overflow:hidden;border:1px solid var(--line)}
.photo img{width:100%;aspect-ratio:4/3;object-fit:cover}
.photo figcaption{padding:12px 16px;font-size:.92rem;color:var(--muted)}
/* steps + signs */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;counter-reset:s}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px 24px 24px 24px;position:relative}
.steps li:before{content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;margin-bottom:12px}
.steps strong,.signs strong{display:block;color:var(--navy);font-size:1.05rem;margin-bottom:4px}.steps span,.signs span{color:var(--muted)}
.signs{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.signs li{border-left:4px solid var(--aqua);background:#fff;padding:14px 18px;border-radius:0 10px 10px 0}
section.alt .steps li{background:#fff}
/* facts */
.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;margin:0}
.facts div{padding:18px 20px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.facts dt{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:700}.facts dd{margin:4px 0 0;font-weight:700;color:var(--navy)}
.answer{background:var(--alt);border-radius:var(--r);padding:28px 30px;border-left:5px solid var(--aqua)}.answer h2{font-size:1.3rem}.answer p{margin:0}
/* areas */
.area-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.area-list a{display:block;padding:16px 18px;border-radius:12px;background:var(--navy2);color:#fff;text-decoration:none;font-weight:700}
.area-list a:hover{background:#21506F;color:#fff}.area-list small{display:block;font-weight:500;color:#A9C9D6;font-size:.85rem}
.chips{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px}.chips li{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:6px 14px;font-size:.92rem}
/* faq */
.faq{display:grid;gap:12px;max-width:860px}
.faq details{border:1px solid var(--line);border-radius:12px;background:#fff}
.faq summary{cursor:pointer;padding:18px 22px;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:1.4rem;line-height:1;color:var(--teal)}
.faq details[open] summary:after{content:"–"}.faq details>div{padding:0 22px 18px;color:var(--muted)}.faq details>div p:last-child{margin:0}
/* cta */
.cta{background:linear-gradient(0deg,var(--navy),var(--navy));color:#D5E3EA;padding:52px 0}
.cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}.cta h2{color:#fff;margin-bottom:.2em}.cta p{margin:0}
/* form */
.form{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form .full{grid-column:1/-1}
.form label{display:block;font-weight:700;font-size:.92rem;color:var(--navy);margin-bottom:6px}
.form input,.form select,.form textarea{width:100%;font:inherit;padding:12px 14px;border:1.5px solid #B9C9D2;border-radius:10px;background:#fff;color:var(--ink);min-height:48px}
.form input:focus,.form select:focus,.form textarea:focus{outline:3px solid rgba(92,200,215,.5);border-color:var(--teal)}
.hp{position:absolute;left:-9999px}
.note{font-size:.88rem;color:var(--muted)}
/* article */
.article{max-width:760px}.article img{border-radius:var(--r);margin:10px 0 24px}.meta{color:var(--muted);font-size:.9rem}
/* footer */
.site-footer{background:#0A1F2E;color:#B5C8D3;padding:56px 0 100px;font-size:.95rem}
.site-footer a{color:#E3EEF3;text-decoration:none}.site-footer a:hover{color:var(--aqua)}
.site-footer h2{color:#fff;font-size:1rem;text-transform:uppercase;letter-spacing:.1em}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:7px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:.85rem}
.site-footer .brand-name b{color:#fff}.site-footer .brand-name small{color:var(--aqua)}
.call-bar{display:none}
@media (max-width:1060px){.nav-desktop,.header-call{display:none}
.nav-mobile{display:block;position:relative}.nav-mobile summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:8px;font-weight:700;color:var(--navy);padding:10px 14px;border:1.5px solid var(--line);border-radius:10px;min-height:44px}
.nav-mobile summary::-webkit-details-marker{display:none}.nav-mobile summary svg{width:22px;height:22px}
.nav-mobile .nav{position:absolute;right:0;top:calc(100% + 10px);flex-direction:column;align-items:stretch;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 18px 40px rgba(15,42,61,.16);padding:10px;width:min(300px,calc(100vw - 40px));max-height:75vh;overflow:auto}
.nav-mobile .nav a.sub{padding-left:26px;font-weight:500}
.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.area-list{grid-template-columns:repeat(2,minmax(0,1fr))}.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:880px){.hero .wrap,.two-col{grid-template-columns:1fr}.grid-3,.steps{grid-template-columns:1fr 1fr}.panel{position:static}.facts{grid-template-columns:1fr 1fr}}
@media (max-width:640px){body{font-size:16px}section{padding:46px 0}.grid-2,.grid-3,.grid-4,.steps,.signs,.form{grid-template-columns:1fr}
.hero{padding:40px 0 48px}.hero-facts{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr}.topbar .hide-sm{display:none}
.call-bar{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);z-index:60}
.call-bar .btn{min-height:48px;padding:10px}.btn-row .btn{flex:1 1 auto}}